The Charles County Housing Authority administers a variety of housing programs directed at assisting low and moderate income families.  The Housing Authority Division offers a variety of services and programs for low to moderate income families and those seeking housing assistance.  Programs include:

Rental Subsidy Program

The Housing Authority administers the:

Housing Choice Voucher Program – The wait list for the voucher program is currently closed, and not accepting new applications . Please check back periodically to get information on when the list will be re-opened.  The voucher program provides ongoing assistance to families to ensure that rental housing is affordable based on the family income and is decent, safe, and sanitary in accordance with housing quality standards. 

• Monday-Friday:  Participants will be seen by appointment only.  
• Monday-Friday:  Paperwork may be turned at the drop box located outside of the building or the drop box in the lobby.

Homeless Services and Resource Guide– A listing of contacts for charitable aid, housing benefits, medical assistance, and more.

Draft Annual Plan

Housing Choice Voucher Administrative Plan

Rural Housing Initiative & Indoor Plumbing Assistance

The Charles County Indoor Plumbing Program, administered by the Housing Authority, is designed to assist low income homeowners in Charles County in obtaining indoor plumbing and/or potable water for their principal residence.

For homeowners seeking assistance in obtaining indoor plumbing.

Community Development Programs

Encourage the promotion of affordable housing and neighborhood revitalization through programs such as:

*USDA 2026 Housing Preservation Grant – Application due to USDA September 8, 2026

Statement of Activity

Charles County proposes to offer grants to low-income and very low-income households in rural areas of Charles County, Maryland. Funds will be used to repair or rehabilitate owner-occupied units that have health or safety issues to improve living conditions for homeowners. The maximum grant amount per application will be $15,000. Approximately five households will be assisted, with the majority of those being very low-income households. Those wishing to comment on this statement of activity may contact Barbara Farmer, Community Development Supervisor, at 301-934-0124 or FarmerB@charlescountymd.gov.  

Special Loan Programs – provide low-interest or deferred loans to improve the basic livability of single-family homes for low and moderate-income families. Examples of work include new roof, windows, doors, etc.

Home Ownership Initiatives – The Maryland Department of Housing & Community Development has homeownership programs. Information can be found by visiting mmp.maryland.gov.

Community Development Block Grants – Assist non-profit and community-based organizations in obtaining funding for projects directed at neighborhood and housing revitalization, economic development, and improved community facilities.

Community Legacy Program – A program of the Maryland Department of Housing and Community Development (DHCD), designed to assist urban neighborhoods, suburban communities and small towns that are experiencing decline and disinvestment, but have the potential, with modest public and private investment, to be vibrant places to live and work. These Community Legacy Areas are often referred to as "at-risk" or "transitional" communities. Indications of decline include dropping property values, population loss, decreasing income and education levels, and increasing housing and commercial vacancies.

First Time Home Buyers Settlement Expense Loan Program (SELP) – The Charles County Settlement Expense Loan Program (SELP) provides direct financial assistance of up to $6,000 for settlement expenses to qualified low-income and moderate-income first time home buyers in Charles County. The loan is secured by a second mortgage, repayment of which is deferred until such time as the property is resold, transferred, refinanced, or the buyer discontinues occupancy of it as a principal residence.

2026 SELP Program Guidelines Procedures

Home Ability Program – this program is offered through the Maryland Department of Housing and Community Development (DHCD). At least one borrower must be disabled and must provide a "Certificate of Disability" completed by a health, mental health, or disability professional to qualify.  All borrowers must meet program eligibility guidelines and the loan must conform to all underwriting criteria.

Maryland Affordable Housing Trust - MAHT provides grant funds to address plumbing poverty in our community.  Funds may be used to install or repair plumbing water systems in owner occupied homes. 

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